Things to tell your Insurance

[scm]

Your wife is clearly a better risk than your mum, but a worse risk than your dad. Insurers' logic.

You might have a point, I need to start to understand "insurers' logic" but am having difficulty with common sense!

Common sense has nothing to do with insurance! I bought a used Jaguar XKR some years ago and got a quote from one company (can't remember which) and because one of the previous owners had upgraded the wheels to ones that were an option on the original car they wanted to charge me an extra grand for the modification!