GAP Insurance

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Jules_74
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Joined: Sat Jun 27, 2020 8:27 am

Post by Jules_74 »

Hi All,

I was considering GAP Insurance but after some reading I am not overly convinced that it's worthwhile.

Has anyone any thoughts/experiences which may help me decide please?

Thanks,
Jules
Jaguar F-Type V6 S 3.0 Petrol Automatic, Italian Racing Red, Exterior Black Pack, 20" Carbon Blade Alloys, Panoramic Roof, Full Leather, Switchable Sports Exhaust, DAB, Touch Screen Media System.

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scm
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Location: Southampton, UK

Post by scm »

Only you can decide if it's worthwhile for you, but if you do go ahead, try ALA, a forum sponsor - see the thread near the top of the index page. ;)
MY18 F-Type V8 R AWD in Glacier White
Lots of leather and toys, and loads of noise!
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RPSN
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Joined: Sat Nov 16, 2019 2:09 am

Post by RPSN »

+1 for ALA Gap Insurance.

Took out a 4 year 'Return to Invoice' (also known as 'Back to Invoice') policy with them for the very reasonable price of £220.

Taken from the link below.....

"If your vehicle is a total loss, due to an accident, theft, fire or flood damage, your motor insurer will only pay you the market value (second hand value) at the time. Due to vehicle depreciation this will be much less than you originally paid for your vehicle. If you have finance, it might not be enough to cover the amount you owe. ALA Return to Invoice GAP Insurance policy will pay the difference between the motor insurer’s settlement and the original vehicle invoice price, or the outstanding finance balance, whichever is higher at the time of the claim."

https://www.ala.co.uk/gap-insurance/ret ... voice-plus
2016MY V6S Coupe RWD Auto 380PS Supercharged
Rhodium Silver
Panoramic Glass Roof
Sports Seats (heated) in Jet Leather
Seat Memory Pack 2 (14x14 way)
Powered Tailgate (open & close)
Reverse Park Camera with Guidance
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Jules_74
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Post by Jules_74 »

For the sake of a few hundred pounds I thought it worthwhile, so I followed the link and i'm sorted - thank you!
Jaguar F-Type V6 S 3.0 Petrol Automatic, Italian Racing Red, Exterior Black Pack, 20" Carbon Blade Alloys, Panoramic Roof, Full Leather, Switchable Sports Exhaust, DAB, Touch Screen Media System.
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RPSN
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Joined: Sat Nov 16, 2019 2:09 am

Post by RPSN »

Definitely worthwhile and peace of mind too!

The link I provided explains how the ALA GAP Insurance 'Return to Invoice' policy works.

I’ve just seen this link on the forum from ALA........there’s a discount code forum123 which gives 10% off any policy.

viewtopic.php?f=16&t=2897
2016MY V6S Coupe RWD Auto 380PS Supercharged
Rhodium Silver
Panoramic Glass Roof
Sports Seats (heated) in Jet Leather
Seat Memory Pack 2 (14x14 way)
Powered Tailgate (open & close)
Reverse Park Camera with Guidance
Front Parking Aid
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Jules_74
Posts: 24
Joined: Sat Jun 27, 2020 8:27 am

Post by Jules_74 »

Yes thank you, I used that discount code - every little helps ;)
Jaguar F-Type V6 S 3.0 Petrol Automatic, Italian Racing Red, Exterior Black Pack, 20" Carbon Blade Alloys, Panoramic Roof, Full Leather, Switchable Sports Exhaust, DAB, Touch Screen Media System.
Deleted User 1715

Post by Deleted User 1715 »

Not much use to you but maybe others - if you go through the link on the moneysavingexpert website to ALA you’ll get the same policy but with 25% off.
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Jules_74
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Post by Jules_74 »

That's annoying but like you say it may help someone else.
Jaguar F-Type V6 S 3.0 Petrol Automatic, Italian Racing Red, Exterior Black Pack, 20" Carbon Blade Alloys, Panoramic Roof, Full Leather, Switchable Sports Exhaust, DAB, Touch Screen Media System.
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RPSN
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Joined: Sat Nov 16, 2019 2:09 am

Post by RPSN »

GusA wrote: Sat Jun 27, 2020 10:42 pm if you go through the link on the moneysavingexpert website to ALA you’ll get the same policy but with 25% off.

That's worth remembering 👍
2016MY V6S Coupe RWD Auto 380PS Supercharged
Rhodium Silver
Panoramic Glass Roof
Sports Seats (heated) in Jet Leather
Seat Memory Pack 2 (14x14 way)
Powered Tailgate (open & close)
Reverse Park Camera with Guidance
Front Parking Aid
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RPSN
Posts: 1612
Joined: Sat Nov 16, 2019 2:09 am

Post by RPSN »

Jules_74 wrote: Sat Jun 27, 2020 10:52 pm That's annoying but like you say it may help someone else.

I'm not sure how much you paid for the ALA GAP Insurance policy but if it was a substantial amount it could be worth contacting them to ask if they can match the ALA 25% discount code (MSE25) offered by https://www.moneysavingexpert.com/car-i ... insurance/

If you have a look at the ALA messages here viewtopic.php?f=16&t=2897 it seems they may have done this before, except it was in the policy opening process and not afterwards. Could still be worth a try though?

Alternatively, you could cancel the policy and then apply the 25% discount code mentioned above to open a new ALA policy.

All of the GAP insurance policies sold by ALA allow a 30-day cooling off period. To obtain a refund, contact them within 30 days of the policy start date and they will refund the amount paid in full, as long as no claim is being processed at the time.

https://www.ala.co.uk/refund-and-cancellation-policy
2016MY V6S Coupe RWD Auto 380PS Supercharged
Rhodium Silver
Panoramic Glass Roof
Sports Seats (heated) in Jet Leather
Seat Memory Pack 2 (14x14 way)
Powered Tailgate (open & close)
Reverse Park Camera with Guidance
Front Parking Aid
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