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0% APR?
Posted: Thu Sep 06, 2018 9:05 pm
by Grosey
I’ve seen a couple of people post in here stating that they got their F on a 0% APR deal, although the posts were from several months/years back.
Just wondering if this was an offer that comes out regularly or annually? I’ve only been looking at Ftypes for approx 6 weeks so I’m not sure if now is a good time or a bad time to buy new?
Re: 0% APR?
Posted: Thu Sep 06, 2018 9:19 pm
by Plymothian
Hi Grosey,
It's always available, I believe. It's a Hire Purchase agreement, but you have to have a 35% deposit or more. Otherwise, the HP has an APR of 5.9%.
Re: 0% APR?
Posted: Thu Sep 06, 2018 10:09 pm
by Grosey
Oh yeah so it is, not advertised anywhere I can see but the finance calculator does change to 0% once you get above a certain deposit level on HP.
Unfortunately that deposit level is beyond me, so regular interest on a PCP is my only option I expect.
Any other comments on when is a good time of year to buy, I’m in no rush!
I really want the new Nav pro system that is now standard I believe, however not a lot of used include that just yet - did that become standard from around May this year?
Re: 0% APR?
Posted: Fri Sep 07, 2018 7:55 am
by TopCat
Sometimes there is a deposit contribution with finance rather than 0% apr. It’s worth looking at Carwow as they quote this where available.