Some poor soul lost his FType

Anything F-Type related......
Lutondave
Posts: 16
Joined: Mon Feb 17, 2020 10:43 am

Re: Some poor soul lost his FType

Post by Lutondave » Mon Feb 17, 2020 8:19 pm

Wow a proper demolition.
Hope the owners property is ok and the insurance play fair.
V6 S convertible 2013 black with silver trim and silver cyclones
V8 AWD convertible 2016 glacier white silver trim and black cyclones

Northnoble
Posts: 26
Joined: Tue Jan 07, 2020 10:14 pm

Re: Some poor soul lost his FType

Post by Northnoble » Mon Feb 17, 2020 10:25 pm

Always wondered...is that car insurance or house insurance for the claim?

My understanding (probably wrong) is you are not covered for damage on private property, under most car insurances as there is nobody to claim against.

User avatar
scm
Posts: 1588
Joined: Fri Aug 10, 2018 11:39 am
Location: Southampton, UK

Re: Some poor soul lost his FType

Post by scm » Tue Feb 18, 2020 9:45 am

Northnoble wrote:
Mon Feb 17, 2020 10:25 pm
My understanding (probably wrong) is you are not covered for damage on private property, under most car insurances as there is nobody to claim against.
That would mean you couldn't claim on a public road if no-one else was involved (e.g. falling off the road into a wall), as who would you claim against? Fully comp insurance should cover damage to the car anywhere, regardless of how caused (I'm assuming no insurance fraud involved).
MY18 F-Type V8 R AWD in Glacier White
Lots of leather and toys, and loads of noise!

User avatar
Philskill
Posts: 140
Joined: Sat Oct 06, 2018 12:00 am
Location: Warwickshire

Re: Some poor soul lost his FType

Post by Philskill » Tue Feb 18, 2020 2:23 pm

With our Volvo, we had a bolt fly off something and it found it's way through the grill, air con condenser and Radiator, managed to claim that lot on insurance with no other party involved...
MY19 Carpathian Grey R-Dynamic P300, Black pack in and out, 12 way Memory seats, Climate Pack, Park assist, Meridian Surround, switchable exhaust.

Northnoble
Posts: 26
Joined: Tue Jan 07, 2020 10:14 pm

Re: Some poor soul lost his FType

Post by Northnoble » Thu Feb 27, 2020 10:22 pm

scm wrote:
Tue Feb 18, 2020 9:45 am
Northnoble wrote:
Mon Feb 17, 2020 10:25 pm
My understanding (probably wrong) is you are not covered for damage on private property, under most car insurances as there is nobody to claim against.
That would mean you couldn't claim on a public road if no-one else was involved (e.g. falling off the road into a wall), as who would you claim against? Fully comp insurance should cover damage to the car anywhere, regardless of how caused (I'm assuming no insurance fraud involved).
The clue as in my post......private property....not a public road! For example, you are not insured in a public car park for claiming against others!!....thus all the liability signs

chicb
Posts: 277
Joined: Wed Jun 21, 2017 7:25 pm

Re: Some poor soul lost his FType

Post by chicb » Thu Feb 27, 2020 11:17 pm

Your wrong. My Mercedes was in the garage & a ladder fell against it damaging the wing (private property), no problem with insurance paying out
F type convertible,
Range Rover Sport,
S class Mercedes
Porsche 911 Carrera 4S

User avatar
scm
Posts: 1588
Joined: Fri Aug 10, 2018 11:39 am
Location: Southampton, UK

Re: Some poor soul lost his FType

Post by scm » Fri Feb 28, 2020 8:48 am

I think we're arguing at crossed purposes - no issue with claiming on your own insurance, but not against third parties on private property. That said, some years ago my neighbour damaged my car while it was parked on our shared drive and his house insurance paid up.
MY18 F-Type V8 R AWD in Glacier White
Lots of leather and toys, and loads of noise!

Post Reply