GAP Insurance

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Jules_74
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Joined: Sat Jun 27, 2020 8:27 am

GAP Insurance

Post by Jules_74 » Sat Jun 27, 2020 4:20 pm

Hi All,

I was considering GAP Insurance but after some reading I am not overly convinced that it's worthwhile.

Has anyone any thoughts/experiences which may help me decide please?

Thanks,
Jules
Jaguar F-Type V6 S 3.0 Petrol Automatic, Italian Racing Red, Exterior Black Pack, 20" Carbon Blade Alloys, Panoramic Roof, Full Leather, Switchable Sports Exhaust, DAB, Touch Screen Media System.

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scm
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Location: Southampton, UK

Re: GAP Insurance

Post by scm » Sat Jun 27, 2020 4:36 pm

Only you can decide if it's worthwhile for you, but if you do go ahead, try ALA, a forum sponsor - see the thread near the top of the index page. ;)
MY18 F-Type V8 R AWD in Glacier White
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RPSN
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Re: GAP Insurance

Post by RPSN » Sat Jun 27, 2020 5:50 pm

+1 for ALA Gap Insurance.

Took out a 4 year 'Return to Invoice' (also known as 'Back to Invoice') policy with them for the very reasonable price of £220.

Taken from the link below.....

"If your vehicle is a total loss, due to an accident, theft, fire or flood damage, your motor insurer will only pay you the market value (second hand value) at the time. Due to vehicle depreciation this will be much less than you originally paid for your vehicle. If you have finance, it might not be enough to cover the amount you owe. ALA Return to Invoice GAP Insurance policy will pay the difference between the motor insurer’s settlement and the original vehicle invoice price, or the outstanding finance balance, whichever is higher at the time of the claim."

https://www.ala.co.uk/gap-insurance/ret ... voice-plus
MY16 Jaguar F-Type S RWD Coupe 3.0 V6 380PS Supercharged
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Jules_74
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Re: GAP Insurance

Post by Jules_74 » Sat Jun 27, 2020 7:40 pm

For the sake of a few hundred pounds I thought it worthwhile, so I followed the link and i'm sorted - thank you!
Jaguar F-Type V6 S 3.0 Petrol Automatic, Italian Racing Red, Exterior Black Pack, 20" Carbon Blade Alloys, Panoramic Roof, Full Leather, Switchable Sports Exhaust, DAB, Touch Screen Media System.

RPSN
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Re: GAP Insurance

Post by RPSN » Sat Jun 27, 2020 8:17 pm

Definitely worthwhile and peace of mind too!

The link I provided explains how the ALA GAP Insurance 'Return to Invoice' policy works.

I’ve just seen this link on the forum from ALA........there’s a discount code forum123 which gives 10% off any policy.

viewtopic.php?f=16&t=2897
MY16 Jaguar F-Type S RWD Coupe 3.0 V6 380PS Supercharged
Rhodium Silver
Panoramic Glass Roof
Sports Seats (heated) in Jet Leather
Seat Memory Pack 2 (14x14 way)
Powered Tailgate (open & close)
Reverse Park Camera with Guidance
Front Parking Aid

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Jules_74
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Joined: Sat Jun 27, 2020 8:27 am

Re: GAP Insurance

Post by Jules_74 » Sat Jun 27, 2020 9:37 pm

Yes thank you, I used that discount code - every little helps ;)
Jaguar F-Type V6 S 3.0 Petrol Automatic, Italian Racing Red, Exterior Black Pack, 20" Carbon Blade Alloys, Panoramic Roof, Full Leather, Switchable Sports Exhaust, DAB, Touch Screen Media System.

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GusA
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Re: GAP Insurance

Post by GusA » Sat Jun 27, 2020 10:42 pm

Not much use to you but maybe others - if you go through the link on the moneysavingexpert website to ALA you’ll get the same policy but with 25% off.
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Jules_74
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Re: GAP Insurance

Post by Jules_74 » Sat Jun 27, 2020 10:52 pm

That's annoying but like you say it may help someone else.
Jaguar F-Type V6 S 3.0 Petrol Automatic, Italian Racing Red, Exterior Black Pack, 20" Carbon Blade Alloys, Panoramic Roof, Full Leather, Switchable Sports Exhaust, DAB, Touch Screen Media System.

RPSN
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Joined: Sat Nov 16, 2019 2:09 am

Re: GAP Insurance

Post by RPSN » Sun Jun 28, 2020 2:58 am

GusA wrote:
Sat Jun 27, 2020 10:42 pm
if you go through the link on the moneysavingexpert website to ALA you’ll get the same policy but with 25% off.

That's worth remembering 👍
MY16 Jaguar F-Type S RWD Coupe 3.0 V6 380PS Supercharged
Rhodium Silver
Panoramic Glass Roof
Sports Seats (heated) in Jet Leather
Seat Memory Pack 2 (14x14 way)
Powered Tailgate (open & close)
Reverse Park Camera with Guidance
Front Parking Aid

RPSN
Posts: 435
Joined: Sat Nov 16, 2019 2:09 am

Re: GAP Insurance

Post by RPSN » Sun Jun 28, 2020 3:38 am

Jules_74 wrote:
Sat Jun 27, 2020 10:52 pm
That's annoying but like you say it may help someone else.

I'm not sure how much you paid for the ALA GAP Insurance policy but if it was a substantial amount it could be worth contacting them to ask if they can match the ALA 25% discount code (MSE25) offered by https://www.moneysavingexpert.com/car-i ... insurance/

If you have a look at the ALA messages here viewtopic.php?f=16&t=2897 it seems they may have done this before, except it was in the policy opening process and not afterwards. Could still be worth a try though?

Alternatively, you could cancel the policy and then apply the 25% discount code mentioned above to open a new ALA policy.

All of the GAP insurance policies sold by ALA allow a 30-day cooling off period. To obtain a refund, contact them within 30 days of the policy start date and they will refund the amount paid in full, as long as no claim is being processed at the time.

https://www.ala.co.uk/refund-and-cancellation-policy
MY16 Jaguar F-Type S RWD Coupe 3.0 V6 380PS Supercharged
Rhodium Silver
Panoramic Glass Roof
Sports Seats (heated) in Jet Leather
Seat Memory Pack 2 (14x14 way)
Powered Tailgate (open & close)
Reverse Park Camera with Guidance
Front Parking Aid

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